(And what you can do to lower them) If you’ve opened your car insurance renewal and felt that “Wait… what?” moment—you’re not alone. Auto insurance rates across New York have jumped, and even Upstate drivers (who’ve typically enjoyed lower rates)…

If you’re like many homeowners in New York, you’ve probably noticed your insurance premium climbing—sometimes significantly—over the past year. At VOOMA Insurance, we’ve been getting a lot of questions from clients asking: “Why did my rate go up so much?”…

Introduction When selecting insurance, it’s easy to focus primarily on the cost, especially with how main-stream marketing depicts insurance. However, the true value of an insurance policy lies in its coverage, not just its price tag. After all, having inadequate…

Introduction Insurance rate increases can be a source of concern for many policyholders. Understanding the reasons behind these increases and knowing the steps to take when they occur is essential in managing your insurance costs effectively. This guide provides practical…

Introduction In the ever-evolving world of insurance, the role of an independent insurance agent has become increasingly crucial. Unlike captive agents, independent agents offer a unique value proposition to their clients, providing a wide array of insurance options from various…